These Terms of Service ("Terms") govern your access to and use of Real Rate (the "Service"). Real Rate is a product of Bensen LLC, a Texas limited liability company ("Bensen LLC", "we", "us", or "our"). By accessing or using the Service, you agree to be bound by these Terms.

1. Acceptance of Terms

By creating an account or using the Service, you confirm that you are at least 13 years of age and accept these Terms in full. If you do not agree, do not use the Service.

2. Use of the Service

Real Rate provides a competitive rating platform that allows users and organizations to track game results and player rankings. You may use the Service only for lawful purposes and in accordance with these Terms.

3. User Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us immediately of any unauthorized use. We reserve the right to terminate accounts that violate these Terms.

4. User Conduct

You agree not to:

• Submit false, fraudulent, or misleading game results
• Attempt to manipulate ratings or leaderboards through deceptive means
• Interfere with or disrupt the Service or its servers
• Attempt to gain unauthorized access to any part of the Service
• Use the Service for any unlawful purpose

5. Intellectual Property

The Service and its original content, features, and functionality are owned by Bensen LLC and are protected by applicable intellectual property laws. You may not copy, modify, distribute, or create derivative works without our prior written consent.

6. Subscriptions and Payments

Certain features of the Service are available under paid subscription plans, billed per leaderboard ("title"). Payments are processed by Stripe, Inc. ("Stripe"); we do not collect or store your payment card details. Subscriptions renew automatically each billing period until cancelled. You may cancel at any time through the billing portal, and cancellation takes effect at the end of the current billing period. Applicable sales tax, VAT, or similar taxes are calculated and collected automatically at checkout based on your billing address. Prices may change with reasonable advance notice; changes apply from your next billing period.

7. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, express or implied. We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

8. Limitation of Liability

To the fullest extent permitted by law, Bensen LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service, even if we have been advised of the possibility of such damages.

9. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

10. Changes to Terms

We may update these Terms from time to time. We will notify you of significant changes by posting the new Terms on this page with an updated effective date. Your continued use of the Service after changes constitutes acceptance of the updated Terms.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict-of-law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Texas.

12. Contact

If you have questions about these Terms, please contact us through the Service.